Graeme Carter - Highly professional and friendly property management rteam rising above the challenge of COVID and a few dodge tenatns who have claimed "financial hardship" for a free ride at the expense of landlords.
It's becoming harder for young South Australians to buy their first home, research has shown.
But experts say there are ways to get into the market, with more people turning to low-deposit home loans in a bid to break out of the rent trap.
Laura Crole and Phil Matejko have been renting in Henley Beach while trying to save for a house for the past 14 months.
"If you add up all the money your spending on rent – you think that could have been a house deposit already," Ms Crole said.
"It's called the rent trap for a reason," Mr Matejko added.
And they're not alone.
Research from the University of Adelaide shows young people in South Australia are finding it increasingly challenging to get into the property market.
The number of people turning to the State Government's Homestart for help is on the rise.
Homestart provides loans to eligible customers – with as little as a three per cent deposit.
It says 60 per cent of its customers are renters.
"Around one in five buyers in South Australia use Homestart that's a market segment that's grown by about nine per cent this financial year," Andrew Mills from Homestart said.
After four years of saving, Brad Berhendt had almost given up hope of entering the property market.
"All the banks want you to have quite a big deposit and it takes years and years to save that," Mr Berhendt said.
The 25-year-old managed to buy his first home in October, after discovering he was eligible for a low-deposit loan through Homestart.
"Love it, it is so good to be out of mum and dad's house," Mr Berhendt said.
Experts say it's important for buyers to research what assistance they may be entitled to, including the first home owners grant.
To help build a deposit faster, it's recommended people cut back discretionary spending, including on take away food and coffee, limit credit card use and open a high interest savings account – with automatic transfers from salaries.
Mr Mills says buyers should also take into account extra costs that come with homes including maintenance, council rates and taxes.
"Take a good look at the installment that you're going to be paying and make sure that you can afford the total cost of home ownership," he said.